FEMA talks impending changes to Minot flood zones with insurance agents

MINOT, N.D. - Big changes are on the way to the flood zone maps in and around the Magic City.

Leaders with FEMA met with area flood insurance agents July 26.

Dozens of insurance agents joined Minot leaders in a special Q&A with the Federal Emergency Management Agency.

It's all about the impending changes to the flood zone maps, meaning some property owners who don't have flood insurance may have to get it.

“It's gonna be a big impact for a lot of folks here, especially in the Minot and surrounding areas. A lot of these folks are in what we call low-risk flood zone areas right now, and they're gonna be moved into higher-risk areas,” said Julie Duncan, National Flood Services.

Flood risks are something the people of Minot know all too well about, and FEMA is updating their maps in communities across the country.

State leaders say they want to use this opportunity to make sure agents know how to communicate the changes with their clients.

“We wanna make sure that flood insurance agents around the region are trained and know how to properly reflect that risk when they get calls from their clients,” said Jared Huibregtse, State Water Commission.

Duncan said that community members should ask a lot of questions.

“How does this impact me? What do I need to do? Am I gonna have to purchase a policy? And just make sure the agent is relaying the risk that they have,” Duncan said.

Duncan also said that residents should work with their agents as early as possible, in the event they can get a grandfathered rate.

Once FEMA has the preliminary flood zones mapped out, they will send the information to Minot's city leaders who will share the information with the public.

Duncan also said that FEMA expects to have the preliminary maps rolled out by spring of next year, with the official results in 2018.