ND health insurance carriers now required to cover Autism Spectrum Disorder

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Insurance Commissioner Jon Godfread has issued a bulletin to all North Dakota health insurance carriers providing coverage for Autism Spectrum Disorder.

The bulletin notifies them that treatments for autism cannot be excluded from an insurance policy.

If an insurance carrier chooses to cover autism and seeks to place limitations on autism treatments or benefits, an insurer must demonstrate that a similar limitation exists with the medical portion of their insurance coverage.

Godfread notified insurance carriers that they will no longer be allowed to exclude Applied Behavior Analysis therapy to treat children with autism on the basis that ABA therapy is experimental or investigative treatment.